Rising Father

Practical Ways for Men to Save More Money: 5 Useful Tips


A lot of us think about saving money, but when the rubber meets the road, we don’t. We know we should, we’ve been told to, but something always comes up. It’s never too late for you to finally start doing this, and it doesn’t matter where you live or how much you make. You only need the right tools and strategies that will work for your lifestyle. In this blog post, I’m going to share 5 practical ways you can save more money this month.

1) Set Up Your Paycheck For Automatic Savings Withdrawals.

If you’re looking for a quick way to save more money, then setting up your paycheck so part of it gets automatically sent to your savings can be an excellent start. How much should go in? It varies from person to person.  Write down how much goes out at the end of each month, as well as how much income there is coming in.

As a baseline, I recommend setting up automatic withdrawals of $50 per paycheck. This should be all or just more than enough to cover your minimum balances for the credit cards you’re using.

After a few months, you will soon find you don’t even notice the money leaving your paycheck and can up the amount significantly

You could also choose different amounts based on how much extra cash flow you need at the end of each month for things like savings goals or just general household expenses.

How To Do It:

  • Simply set this up online by going to your human resources or logging into payroll services.
  • You can also set it up through your online banking, where the money will be automatically moved between accounts for you. (This is what we do)

2) Plan Out Your Shopping.

Not just groceries….clothes, equipment, toys, outdoor supplies. Having a plan of where and when you will buy these items will save you hundreds of dollars over the month. We’ve all been there where we didn’t plan ahead and end up buying groceries at a small grocer and end up spending twice what we would normally pay at Costco or a larger grocer. We all know that you can certainly OVER spend at Costco, but that’s why you make a plan and stick to it. Our kids go through peanut butter like crazy, and it’s 1/4 the price in weight at Costco compared to smaller chains.

How To Do It:

  • Write out a plan for where and when you will buy items that are needed.
  • Plan ahead so there is not an emergency purchase because you forgot something at the grocery store or went into Target for some shampoo but ended up with $200 worth of impulse buys. Try writing this list on Sunday night before going to bed, which makes it more likely to follow through during the weekdays.
  • Make sure your shopping day is a set day of the week and be sure to include things like groceries, equipment needs, etcetera in this list. It’s also helpful if one person has primary responsibility over buying these things.
  • For groceries, try 
  • https://www.myplate.gov/. They have a great app the can create grocery lists for you and plan out healthy meals. 

Have a Plan!

3) Cut The Cord

I know….everyone says it and everyone that did it says you should too…..but you should too.

I was a late adopter of this because of sports and the DVR. I’ll be honest with you here… I don’t miss it at all. There were shows I cared about that I never think of anymore. They got replaced with other shows I can stream or more productive activities. (like writing :)) If you are die-hard about a show, every network has apps where you can stream their shows for free. You just watch it a day late.

As for watching sports, there are plenty of apps where you can watch sports live. We hooked our laptop up to a projector and had a football-watching party in the garage, all with no cable.

If there isn’t an app for the show or sport you want to watch, then get a digital antenna, so you can access local channels. It will pick up all the free broadcast networks like NBC, CBS, ABC, etc. in HD with no monthly bill. You’ll be able to gain more knowledge about what is going on in our communities while also saving money at the same time.

It has been surprisingly easy finding affordable internet packages without TV service too, since we don’t need anything but internet access any more thanks to streaming services. Our monthly bill decreased by $100  while also getting the highest speed of Wi-Fi available. 

How To Do It:

  • Check out “The Ultimate Cord Cutter’s Guide” from PCmag.com
  • Call your cable company and tell them you want to “upgrade your internet” and cut your cable
  • Use a digital antenna to watch local channels in HD without a monthly bill

Tips: Use an app like Plex or Netflix, and you’ll be able to watch just about anything. You can also use Amazon Prime’s content library which has tons of movies, shows, documentaries, and more along with their music streaming services too. Another good one is HBO NOW, and they have  great original series that are worth watching as well! The key here is just to find what works best for your needs, since there are SO many out there now!”

4) Learn Basic DIY Skills

Want to save thousands of dollars by watching a couple of YouTube videos? Me Too! I’ve done it and you can too. YouTubers give out thousands of hours of free content in the hope you will subscribe to their channels, buy their merch…etc. You benefit by watching licensed electricians, plumbers, contractors…etc. teaching exactly how to fix everything in your house.

Gone are the days of flipping through 500 pages of a This Old House hardback.

What’s more efficient? Trying to decipher blurry diagrams and technical language or watching a pro do it in front of you, talking you through every step? Number 2

I saved at least $500 last month by trying a garage door repair on my own. I was intimidated at first, but it ended up being WAY easier than I anticipated. The total investment was a $30 gear kit from Amazon and two hours of YouTube walkthroughs.

How to do it:

  • Buy a cheap set of tools from the hardware store. I know this might be blasphemous, but Harbor Freight has some good stuff for cheap, depending on what you get. I have bought many tools that last me years from Harbor Freight
  • Watch online tutorials to learn how to use different types of tools. Training Hands Academy is a great channel to subscribe to for beginner tutorials. 
  • Take pictures and notes on what you’re doing, so you can refer back if something goes wrong or just for knowledge’s sake later down the road.

5) Use a budgeting tool like Mint to help with budgeting and predicting your expenses.

There are many digital tools like Mint that will help you track your budget and the money that comes into it. Many of these tools are free for basic use. I will discuss Mint since our family uses it. 

How to do it:

  • Download Mint on your phone or any other digital device, then enter your bank account information.
  • Add every financial account that subtracts or adds to your net worth (retirement accounts, credit cards, loans…)
  • Set your budget with their budgeting tool 
  • Categorize transactions as they come in. 

After you do this, everything is taken care of for you! 

Mint will automatically track every transaction and try to categorize it for you. 

In my experience, it’s a good idea to go over this yourself for greater accuracy. 

We started using Mint because we wanted to track where all our money was going. Now that I’m putting my spending in Mint, it’s easy to see how much we’re wasting on impulse buys and other purchases.

Mint also has an app for people who don’t have internet access at home, so there are no excuses not to use this tool!

Saving money is ONE key to your financial success. Sure, it’s not as exciting as investing in Dogecoin…but watching your balance creep up will help you sleep better at night. That won’t happen unless you start! Pick one tip and start saving today!

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